PYB Blog

Archive for the ‘Travel’ Category

  1. Exploring Croatia’s Dalmatian Coast

    Exploring Croatia’s Dalmatian Coast, its many islands and thriving nightlife

    Croatia Hvar dalmatian coast


    Since its arrival into the European Union, Croatia has quickly become one of Europe’s most popular summer destinations. Attracting visitors from all over the globe, the  Dalmatian islands are a popular stop on the European travel circuit with Australians, Americans and South Africans, whilst also attracting visitors from all over Europe. Croatia’s Dalmatian coast has for a long time been famed for its beauty, crystal clear waters and national parks (there are 8 in total) however it’s this combined with Croatia’s thriving nightlife & music festival scene and relatively moderate cost of living prices that is driving revelers to its shores. We explore 3 of Croatia’s most popular islands:


    If you’re looking for a  party holiday but tired of the typical 18-30 holidays to places like Aiya Napa and Magaluf where you seem to spend your life avoiding forceful reps promising all you can drink for 2 hours for 10 euros then Pag may be the place for you. Pag plays host to many open air festivals such as Hideout and is the Croatia’s party capital. Often described as the new Ibiza, Zcre beach is renowned for hosting some of Croatia’s wildest parties. Both club Kalypso and Aquarius club lie on the beach and are packed out from the end of June right the way through to the beginning of September. Attracting world class DJ’s throughout the summer this really is the place to be if you’re looking for a non-stop party. Despite having built its reputation as the No.1 party destination in Croatia, the islands beauty is what makes it so special. There are many quieter beaches and beautiful scenery to be found all over the island which certainly will help nurse that hangover.


    Whose it best for: The perfect location for those who enjoy partying 24/7 or are into dance festivals.

    When to go: July



    Hvar is Croatia’s most luxurious destination. The harbour is almost always filled with multi million pound yachts and on a good day would rival some of the most prestigious the world over. If you enjoy the finer things in life, have a little bit of cash to spend on a holiday and enjoy a vibrant nightlife Hvar is the place to go. Steeped in history, Hvar has many cultural wonders to be seen such as the old Spanjola Fortress which was built in the 16th century to protect the bay and town. Despite its many cultural wonders Hvar has also managed to carve itself out as quite the party destination. Hula Hula bar is quickly becoming famed for its sunsets and Carpe Diem beach club sit’s on its own island just off the coast of Hvar. The open air club boasts white leather sofas, big named DJ’s and doesn’t open till 2am but the party doesn’t stop till long after the sun has come up. Great bars, clubs and restaurants makes Hvar the perfect destination for those looking for a lively nightlife whilst the cultural sites and beaches provide some substance and culture.


    Whose it best for: Ideal for those who want the perfect mix of scenery, beauty, sophistication and lively nightlife.

    When to go: July – Mid August




    Looking to visit one of the Dalmatian coasts many islands but on a bit of a budget? Then Brac could be the destination of choice for you. Sat just off the coast of mainland Split, Brac is easily accessible by boat. Thanks to the soaring popularity of islands like Pag and Hvar, Brac is far less touristy and for that reason the accommodation, food and drink prices are much cheaper. Brac also has the added advantage that it features Zlatni Rat beach, one of Croatia’s most beautiful beaches. The town of Bol has a wide range of bars and clubs which are open from dusk till dawn and despite the island being far less touristy than some of the others, it still remains a popular stop off for many yacht fleets which ensure the bars and clubs remain busy all summer and host some pretty wild beach parties. It’s worth researching when the big ones are should you be looking to plan a visit.


    Whose it best for: Perfect for those who are on a bit of a budget, looking for a good time.

    When to go: Mid June – Early September

  2. Summer Fun Holiday Competition

    To celebrate the launch of our brand spanking new Instagram page protectyourbubble we are giving followers the chance to win  £300. Simply tweet or upload your best holiday photo with #PYBSUMMERFUN on Instagram or Twitter (@protectyrbubble) and follow us for your chance to win!



    1. The promotion is open to residents of Great Britain (England, Scotland, Wales and Northern Ireland), Isle of Man and Channel Islands only, excluding employees of the Assurant Direct Limited (the “Promoter”) and their immediate families, agencies of the Promoter, and anyone else professionally connected with this promotion.

    2. This promotion is only open to individuals aged 18 years or over on date of promotion entry.

    3. The promotion begins at 00.00 on 6th July 2015 (Date email goes live) and closes at 11.59 on 30th September 2015 British Summer Time (BST). Any entry received after the closing date and time will not be valid. Proof of sending is not proof of receipt.

    4. Entrants must have access to the internet, an email address, Twitter or Instagram account

    5. Entry is free and no purchase is necessary to enter this promotion. A maximum of one entry per person is allowed and a maximum of one prize may be won per household.

    How to Enter

    5.To enter this promotion, you can: visit , follow the Protect Your Bubble Twitter account from your Twitter account, and tweet @protectyrbubble with an image of your “summer  fun”  including hashtag #PYBSUMMERFUN; or follow and post your “summer fun” images using hashtag #PYBSUMMERFUN

    6. Retweeting of any other post during the date range specified above that does not contain the hashtag does not count as an entry

    7. Entrants must continue to follow either the @protectyrbubble Twitter account or Instragram account, whichever you submitted your entry by, following your entry into the promotion in order to continue to be regarded as eligible

    8. Entrants must not publish repeated Tweets

    9. Entrants must not attempt to enter the promotion using multiple accounts and entrants found to be doing so will be ineligible to participate in the promotion. It is the responsibility of entrants to ensure they comply with Twitter’s and Instagram’s rules regarding usage

    Entry is free and no purchase is necessary to enter this promotion. A maximum of one entry per person is allowed and a maximum of one prize may be won per household.

    The Prize

    10. There is one winner. The prize £300 cheque.

    11. Cost of shipping is included in the prize. Any redelivery requirements where a user has not been available to receive their delivery that requires an additional costs is the winner’s responsibility. The winners are responsible for all expenses not expressly stated in these terms and conditions as being included as part of the prize.

    12. The prize is not transferable, cannot be exchanged and has no cash value. It cannot be redeemed by the winner for cash or any other prize. The prize is awarded “as is” with no warranty or guarantee, either express or implied.

    Winner Selection and Notification

    13. The winner will be randomly selected on 2nd October 2015 by the Promoter from all of the valid entries submitted during the promotional period in accordance with these terms and conditions.

    14. The Promoter will contact the winner within one week of  xxth xxxs via private message on Twitter or Instagram. In all matters, the random selection made by the Promoter shall be final and no correspondence or discussion shall be entered into.

    15. The winner is required to respond to the private message notification within 7 days in order to claim the prize. Failure to do so will result in the prize being forfeited and another winner will be selected.

    16. The Promoter accepts no responsibility for failed delivery due to provision of incorrect contact details by entrants. Any prize that is returned undelivered will be assumed unwanted and the Promoter reserves the right to select an alternative winner to receive the prize using the same process referred to above in these terms and conditions.

    17. The Promoter reserves the right to ask for evidence of identity and address of the prize winner.

    18. By entering this promotion, entrants will be deemed to have accepted and agreed to be bound by these terms and conditions.

    19. Losing entries will not receive any notification.


    20. The twitter handle or Instagram name, full name and county of residence of the prize winner will be available upon request by sending a stamped self-addressed envelope to; Helmet Hair Competition, Protect Your Bubble, Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN after 22nd November 2015

    21. In the event of unforeseen circumstances the Promoter reserves the right to provide alternative prizes of equal or greater value.

    22. By entering, entrants and winners (as applicable) grant Promoter, and their licensees, successors and assigns, the assignable, perpetual, worldwide, fully-paid, irrevocable, non-exclusive license to publish, reproduce, prepare derivative works of, distribute, display, exhibit, transmit, broadcast, televise, digitize, otherwise use, and permit others to use their entry for this Promotion, including the names and likenesses of any persons embodied therein, in any manner, form, or format now or hereinafter created, including on the Internet, and on Promoter social media sites, and for any purpose, including, but not limited to, advertising or promotion of Promoter, all without further consent from or notice or payment to entrant or winner(s). Promoter is under no obligation to make use of the rights granted herein.

    23. The Promoter and its agents will only use personal information supplied by entrants to this promotion for the purposes of administering this promotion, unless consent is received to use such information for any other purpose. All personal data shared by the entrants will be collected in accordance with Promoter’s privacy policy available at

    24. Nothing in these terms shall exclude the liability of the Promoter for death, personal injury, fraud or fraudulent misrepresentation as a result of its negligence or any other liability which may not be excluded by law. The Promoter excludes all other liability to the extent permitted by law and in particular without limitation to the foregoing, the Promoter shall not be liable for any indirect, special or consequential loss nor for loss arising out of matters outside of its control nor for entries lost, delayed or undelivered, nor any liability for technical errors or communication failures in networks and/or internet access.

    25. By participating, each entrant agrees to release, indemnify, discharge and hold harmless Promoter and Twitter, Inc., and each of their respective parents, affiliates, subsidiaries, and advertising and promotion agencies, and the respective officers, directors, shareholders, employees, agents and representatives of the forgoing (collectively, “Released Parties”) from any and all injuries, liability, losses

    and damages of any kind to persons, including death, or property resulting, in whole or in part, directly or indirectly, from entrant’s participation in the Promotion or any Promotion -related activity, the acceptance, possession, use or misuse of any prize and/or Promoter’s use of the rights granted herein.

    26. The Promoter reserves the right at any time to modify, discontinue (temporary or permanently) this promotion with or without prior notice due to reasons outside its control (including in the case of anticipated, suspected or actual fraud). The decision of the Promoter in all matters under its control is final and binding.

    27. This promotion is in no way sponsored, endorsed or administered by, or associated with Twitter or Instagram. You understand that you are providing your information to Promoter and not to Twitter or Instagram. Entrants to this promotion hereby release Twitter and Instagram from any claim or liability suffered in connection with this promotion

    28. This promotion and these terms and conditions will be governed by English law and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

    Promoter – Assurant Direct Limited trading as Protect Your Bubble, whose registered office is Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN and whose registered number is 5399683

  3. 5 things you should never underestimate the value of doing before you Travel

    With so much to do before you leave for your holiday, it can be easy to forget to do some of the most important things. It can be vital however that you take precautions to limit the chances of your holiday being ruined due to unforeseeable circumstances and to protect yourself in case you should fall victim of an unfortunate event.  To make sure you and your family are fully prepared, take the time to read our 5 things that you really shouldn’t go on holiday without doing first:

    Travel image


  4. Understanding your Travel Money Options

    Currency rates and Travel Money options may not be the easiest or most exciting subject to get your head around. With so many places offering variable exchange rates, it can be a bit of a conundrum working out  how to get the best out of your Travel Money. Not only is there the fear of paying too much for your Travel Money, but also the fear of having your holiday ruined if you should be unlucky enough to have it lost or stolen.

    Travel Money

    Your Travel Insurance can help protect both yourself and your belongings, but Travel Money can be harder to keep track of.  For this reason it’s useful to know that using cash is not the only way to pay for things abroad, and it can be highly advantageous to understand the other options that are available to you. (more…)

  5. Top Five Unexpected Attractions in California

    If you like the great wide-open, natural wonders, buzzing cities and perhaps the essence of ‘real’ America, the US West, particularly the California/Nevada/Arizona/Utah south-western corner, is touring heaven.

    From the crashing surf of the Pacific Ocean to the awesome majesty of the Grand Canyon; from the towering peaks of Yosemite to the high, dry plains of the Mojave Desert; from quaint old historic mining towns to the 24-hour excesses of Las Vegas and LA – it’s almost impossible for a vacationer NOT to find what they’re after.

    But, for those travellers looking to find something a little out of the ordinary, California and its neighbouring states also offer some of the most unusual, unexpected and quite simply bizarre sights and attractions you could ever imagine. So let’s get on with getting off the beaten track . . .


Prices may change. Protect Your Bubble is a trading name of Assurant Direct Limited, a company registered in England and Wales (registration company number 5399683). Assurant Direct Limited is an Appointed Representative of Lifestyle Services Group Limited. Lifestyle Services Group Limited is authorised and regulated by the Financial Conduct Authority under registration number 315245. You can check this on the Financial Services Register at or by calling 0800 111 6768.

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