PYB Blog

  1. Yellow Jersey Giveaway T&Cs

    Singed Jersey Competition

    Terms and Conditions

    Eligibility

    1. The promotion is open to residents of Great Britain (England, Scotland, Wales and Northern Ireland), Isle of Man and Channel Islands only, excluding employees of the Assurant Direct Limited (the “Promoter”) and their immediate families, agencies of the Promoter, and anyone else professionally connected with this promotion.

    2. This promotion is only open to individuals aged 18 years or over on date of promotion entry.

    3. The promotion begins at 00.00 on [   ]nd July 2015 and closes at 11.59 noon on [ ] July 2015 British Summer Time (BST). Any entry received after the closing date and time will not be valid. Proof of sending is not proof of receipt.

    4. Entrants must have access to the internet and an email address and Twitter account

    How to Enter

    5.To enter this promotion, visit https://twitter.com/PYB_Bike , follow the Protect Your Bubble UK Bike Twitter account from your Twitter account, and retweet one of the competition posts sent by PYB_Bike:. These will be posts including the words ‘RT & follow’ and include the hashtag #PYByjComp. Entry is free and no purchase is necessary to enter this promotion. A maximum of one entry per person is allowed and a maximum of one prize may be won per household.

    6. Retweeting of any other post during the date range specified above that does not contain the phrase above does not count as an entry

    7. Entrants must continue to follow the @PYB_Bike Twitter account following entry into the promotion in order to continue to be regarded as eligible

    8. Entrants must not publish repeated Tweets

    9. Entrants must not attempt to enter the promotion using multiple accounts and entrants found to be doing so will be ineligible to participate in the promotion. It is the responsibility of entrants to ensure they comply with Twitter’s rules regarding usage

    The Prize

    10. There is one winner. The prize is a cycling jersey signed by Geraint Thomas.

    11. Cost of shipping is included in the prize. Any redelivery requirements where a user has not been available to receive their delivery that requires an additional costs is the winner’s responsibility. The winners are responsible for all expenses not expressly stated in these terms and conditions as being included as part of the prize.

    12. The prize is not transferable, cannot be exchanged and has no cash value. It cannot be redeemed by the winner for cash or any other prize. The prize is awarded “as is” with no warranty or guarantee, either express or implied.

    Winner Selection and Notification

    13. The winner will be randomly selected on [ ] Aug 2015 by the Promoter from all of the valid entries submitted during the promotional period in accordance with these terms and conditions.

    14. The Promoter will contact the winner within one week of on [ ] August via private message on Twitter. Prize will be posted to the address provided by the winner within 7 working days of the winner claiming. In all matters, the random selection made by the Promoter shall be final and no correspondence or discussion shall be entered into.

    15. The winner is required to respond to the Twitter private message notification within 7 days in order to claim the prize. Failure to do so will result in the prize being forfeited and another winner will be selected.

    16. The Promoter accepts no responsibility for failed delivery due to provision of incorrect contact details by entrants. Any prize that is returned undelivered will be assumed unwanted and the Promoter reserves the right to select an alternative winner to receive the prize using the same process referred to above in these terms and conditions.

    17. The Promoter reserves the right to ask for evidence of identity and address of the prize winner.

    18. By entering this promotion, entrants will be deemed to have accepted and agreed to be bound by these terms and conditions.

    19. Losing entries will not receive any notification.

    General

    20. The twitter handle, name and county of residence of the prize winner will be available upon request by sending a stamped self-addressed envelope to; PYB_Bike Launch Competition, Protect Your Bubble, Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN after 22nd November 2015

    21. In the event of unforeseen circumstances the Promoter reserves the right to provide alternative prizes of equal or greater value.

    22. By entering, entrants and winners (as applicable) grant Promoter, and their licensees, successors and assigns, the assignable, perpetual, worldwide, fully-paid, irrevocable, non-exclusive license to publish, reproduce, prepare derivative works of, distribute, display, exhibit, transmit, broadcast, televise, digitize, otherwise use, and permit others to use their entry for this Promotion, including the names and likenesses of any persons embodied therein, in any manner, form, or format now or hereinafter created, including on the Internet, and on Promoter social media sites, and for any purpose, including, but not limited to, advertising or promotion of Promoter, all without further consent from or notice or payment to entrant or winner(s). Promoter is under no obligation to make use of the rights granted herein.

    23. The Promoter and its agents will only use personal information supplied by entrants to this promotion for the purposes of administering this promotion, unless consent is received to use such information for any other purpose. All personal data shared by the entrants will be collected in accordance with Promoter’s privacy policy available at http://uk.protectyourbubble.com/legal-privacy/privacy-policy.html

    24. Nothing in these terms shall exclude the liability of the Promoter for death, personal injury, fraud or fraudulent misrepresentation as a result of its negligence or any other liability which may not be excluded by law. The Promoter excludes all other liability to the extent permitted by law and in particular without limitation to the foregoing, the Promoter shall not be liable for any indirect, special or consequential loss nor for loss arising out of matters outside of its control nor for entries lost, delayed or undelivered, nor any liability for technical errors or communication failures in networks and/or internet access.

    25. By participating, each entrant agrees to release, indemnify, discharge and hold harmless Promoter and Twitter, Inc., and each of their respective parents, affiliates, subsidiaries, and advertising and promotion agencies, and the respective officers, directors, shareholders, employees, agents and representatives of the forgoing (collectively, “Released Parties”) from any and all injuries, liability, losses and damages of any kind to persons, including death, or property resulting, in whole or in part, directly or indirectly, from entrant’s participation in the Promotion or any Promotion -related activity, the acceptance, possession, use or misuse of any prize and/or Promoter’s use of the rights granted herein.

    26. The Promoter reserves the right at any time to modify, discontinue (temporary or permanently) this promotion with or without prior notice due to reasons outside its control (including in the case of anticipated, suspected or actual fraud). The decision of the Promoter in all matters under its control is final and binding.

    27. This promotion is in no way sponsored, endorsed or administered by, or associated with Twitter. You understand that you are providing your information to Promoter and not to Twitter. Entrants to this promotion hereby release Twitter from any claim or liability suffered in connection with this promotion

    28. This promotion and these terms and conditions will be governed by English law and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

    Promoter – Assurant Direct Limited trading as Protect your bubble, whose registered office is Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN and whose registered number is 5399683.

  2. Tour De France Infographic

    History of the tour de france

    The tour through the ages

  3. Wooden Bikes – Fashion fad or a viable alternative?

     

    Wooden and bamboo bikes have been a vital and practical working essential for years in parts of Asia, however modern advancements in adhesive, carving techniques and machinery have made wood a viable and indeed credible option in the modern cycling market.

    The advantages of Wood

    One of the biggest advantages of wood is that it is sustainable and the levels of pollution exerted by the creation of a wooden bike is far less versus a carbon fibre or metal bike. Wood is also far tougher than carbon fibre and is less likely to crack, dent or split. On top of that despite being as stiff as any carbon fibre frame, wood is a natural shock absorber so a wooden frame built to a high quality is likely to provide a smoother ride than a carbon fibre or metal bike. Wood over the years is hardened by the way it grows. For example a tree has to defend itself over the years from various elements such as the wind or freezing temperatures. This makes the fatigue life of wood far greater than that of steel or aluminium.

    So why isn’t every bike made of Wood?

    There are some disadvantages of wood, the main being the cost. In order to get a decent wooden bike you’re looking at parting with a couple of grand at the minimum. One of the main reasons for the high prices is because despite its durability wood is difficult to prevent from deteriorating. As wood comes from a living organism it is susceptible to the effects of decay, oxidisation, water damage and UV light. To prevent these problems wooden frames must go through a lengthy drying period and receive expensive coats of varnish to preserve the wood. Wooden bikes also require a lot of work done by hand and the workers need to be of a high skill level which makes them virtually impossible to mass produce. Another issue which relates to the vulnerability of wood is that whilst wooden frames are relatively easy and inexpensive to repair unlike their carbon fibre counterparts, if a chip or dent is ignored and not resealed it could quickly become a major problem and could cause permanent structural damage to your wooden bike.

    Is it worth getting a wooden bike?

    Despite massive advancements in the creation process, wooden bikes for the moment remain very much a fashion statement as the financial cost outweighs the practicality of a wooden bike. However having said that Companies such as Renovo and Connor Wood Bikes have developed a niche market, especially in the U.S. and if you’ve got a spare couple of quid, looking for something a little different but buying a high quality piece of kit then they’re definitely worth a look at. There is no doubt carbon fibre still offers the best all round performance but watch this space as wooden bikes are certainly worth sitting up and taking notice of.

  4. Q&A With Geraint Thomas

    It’s time we’ll hand over to @GeraintThomas86 remember to tweet your questions to @PYB_Bike #AskGeraintT

     

    1. @GeraintThomas86 @PYB_Bike Hi Geraint, How does the training for TdF goes? I think I saw you today on the way up to Castilion in France??

    1. @selindhj yes that was me up there. Training has been going well thanks. I feel recovered from Tour de Swiss and looking forward to racing

     

    2. @PYB_Bike do you anticipate becoming the next GC rider for team sky? And if so when do you anticipate challenging for the tdf #askGeraintT

    2. @RichardHudson91 it’s something I’d love to do. Will have to see how the next year or so goes. I’m targeting the week long races for now

     

    3. @PYB_Bike #askGeraintT what do you miss about Wales when you are away??

    3.@Minspie73 Welshcakes! My mates and the roads are also nice to ride your bike!

     

    4. @PYB_Bike Why is bike racing & touring yet to be a popular sport in Asia? Too many challenges in the market? #askGeraintT #IBlameFootball

    4. @the_roaming_jo I’ve no idea, but it’s growing all the time, hopefully it won’t be too long until it’s big in Asia also

     

    5.@PYB_Bike #askgeriantT did you watch any of Glastonbury? If so who was your favourite act?

    5.@mlloyd29 no I didn’t as I wasn’t in the uk. I liked it when Jay Z headlined a few years ago though :)

     

    6.@PYB_Bike this is your 6th #TDF, still get jittery before the Grand Départ? How do you cope with that nerve-racking 1st week? #askgeraintt

    6.@EvaMarisa yes you still get nervous but its more excitement! You just have to attack the 1st week and not fear it

     

    7. @PYB_Bike #askgeraintT what’s your favourite past time when your not training/racing?? :)

    7.@howsey27 anything that doesn’t involve much effort! DVDs, going out for food etc

     

    8. @PYB_bike what’s your favourite place to go ride when you get the chance? #AskGeraintT

    8.@mitch792 Italy is great for riding your bike! It has everything, good weather, terrain and coffee

     

    9.@PYB_bike what kind of diet are you on whilst training? #AskGeraintT

    9. @mitch792 we just don’t eat a lot basically. Loads of fruit, veg and fish

     

    10. @PYB_Bike Given your form this year do you see yourself winning a stage or are you going to remain a domestique for entire TDF? #askGeraintT

    10. @BenLarwood1 my job is to help Froomey, so it’s all for him. If there is an opportunity though I’d love to take it

     

    11. @PYB_Bike if you could spend a day in a sprinters shoes in a GT, who would it be and who would you pick as your leadout man? #askgeraintT

    11. @EvaMarisa Cav as I’d have a great chance of winning. Renshaw knows him to a tea so I won’t mess about with a winning formula

     

    12. @GeraintThomas86 @PYB_Bike #AskGeraintT Are there any stages of this yrs Tour that you’re really forward to & why ?

    12. @MaveEvans Paris! It’s always the most enjoyable :)

     

    13. @GeraintThomas86 @PYB_Bike #askGeraintT What is the stage you are going to fear the most? – if you fear any! Have a Brilliant Tour and Go G

    13. @SkyFanJersey the first week is the most stressful for the team, I wouldn’t say I fear it. Any bad day in the mountains is torture

     

    14. @GeraintThomas86 @PYB_Bike #askGeraintT How do you feel few days before the start of your 6th @letour ?

    14. @TeamSkyLove excited and raring to go!

     

    15.@PYB_Bike @GeraintThomas86 #AskGeraintT Are you nervous heading into the Tour, especially with the tough first week?

    15.@killianmchale you always have nerves but I can’t wait to get racing now. The first week will be great to watch I’m sure

     

    16.@PYB_Bike @GeraintThomas86 will Wales get out of their pool at the rugby World Cup? #AskGeraintT

    16. @IssyRonald99 of course!! We’ll win the thing

     

    17.@PYB_Bike @GeraintThomas86 are Sportives a good idea in Wales given the recent actions of a minority opposed to them?

    17.@metanome they are great! Just a shame a few idiots spoil it for everyone

     

    18.@PYB_Bike #AskGeraintT Did you watch the Nationals? Tough race!

    18.@see75 I didn’t as I was on a recon with Froomey and the guys. But followed the final 15km or so on twitter #smashfeshasusual

     

    19.@PYB_Bike #AskGeraintT what is your favourite memory of @MaindyFlyersYCC

    19.@HC214 @MaindyFlyersYCC so many! Our trips away were great!

     

    20.@PYB_Bike what’s your most favourite city in the world? And why? #AskGeraintT

    20.@samueljackharg New York was awesome, but Cape Town has so much to do, great weather and you can take your bike

     

    21. @PYB_Bike @josephryanspeck: I want to go pro continental. What is one thing you would say could help me the most? #AskGeraintT

    21.@josephryanspeck train well but resting is just as important. #planyourrest

     

    22.@PYB_Bike Where is your favourite place to cycle in Wales? #askGeraintT

    22..@Si_Harris_ around Usk is beautiful and quiet

     

    23.@PYB_Bike What’s your favourite food when your not training? #askGeraintT

    23.@Si_Harris_ anything I don’t usually eat, pizzas, burgers, but favourite is lamb Sunday roast #welshlamb

     

    24.@PYB_Bike #askGeraintT what do you recommend to stop saddle sores?

    24.@simon_tempest a good saddle, chamois and chamois cream. That’s about all you can do

     

    25. @PYB_Bike #askGeraintT what’s the best off bike exercise to prepare for hills?

    25.@simon_tempest walk past McDonalds into a salad bar…

     

    26. How does it feel to be one of two Welshmen in this year’s tour? Never happened before!

    26. @see75 it’s great! Me and Luke grew up racing around maindy as 11 year olds, so it’s pretty surreal

     

    27.. @PYB_Bike are you superstitious? Do you have a pre-race routine? #askGeraintT

    27.@David_Beveridge not real superstitious, but I always have a little stretch before a TT. Or pin my numbers on, on the way to the start

     

    28.@PYB_Bike what’s your favourite bike u have ever ridden? #askGeraintT

    28.@Si_Harris_ my  Pinarello F8

     

    29.@PYB_Bike @GeraintThomas86 what is your ideal weight going in to a grand tour #AskGeraintT

    29.@jwiltshire5 I’ve been slowly been getting lighter each year, after leaving the track, at the moment I’m around 68/69

     

    30.@PYB_Bike if you could win any race which would it be #AskGeraintT good luck G go smash it

    30.@jwiltshire5 the Tour #everytime

     

    31.@PYB_Bike have you ever made the mistake I just made and got ‘road rash’ from falling down the stairs in your cycling shoes? #AskGeraintT

    31.@Robbie_Crosse no I haven’t, invest in some carpet ;)

     

    32.@PYB_Bike did I see you at Nice airport departures today?! #askgeraintT

    32.@MajComm_Tim yes, I was dropping off @SaraEls90

     

    33.@PYB_Bike you always seem so calm and collected on the bike. What peloton antics can make you loose your temper? @askgeraintT

    33.@EvaMarisa big risk takers that are dangerous!

     

    34.@PYB_Bike #AskGeraintT if I can’t afford a power meter is a heart rate monitor worth training with?

    34.@josephryanspeck yes it’s all good information to have. Saying that I haven’t used one for a few years…

     

    35. @PYB_Bike #AskGeraintT Will you be sharing a room with Luke Rowe? Who has the worst habit?

    35.@see75 I don’t know yet, but the worst habits are roommates that hog the toilet for longer than necessary

     

    36.@GeraintThomas86 @PYB_Bike @letour What is your favorite stage of the TDF 2015??

    36.@marie_cyclo the last! But Alp d’huez will also be amazing, the race could all be down to this climb

     

    37.@PYB_Bike #AskGeraintT is there any shame in riding flats, I can’t master cleets at all, Size 3 feet and skinny ankles. I don’t feel safe.

    37.@belgianhare no shame but proper shoes and cleats, make it a lot easier! Worth mastering. Practice somewhere quiet and maybe on grass :)

     

    38.@PYB_Bike you ever fancy a go at the longest hour #AskGeraintT

    38.@jwiltshire5 it would be great to have a go, but I’d have to commit to it properly like Dowsett and Brad, which I can’t at the moment

     

    39.@PYB_Bike what shall we expect from your new book? I personally can’t wait. Will you be doing signings? #AskGeraintT

    39.@jwiltshire5 yes signings will be announced soon. Can’t wait for it to come out, hope you’ll like it!

     

    40.@PYB_Bike @GeraintThomas86 What is the most difficult week of the Tour de France? Why?? ##askGeraintT

    40.@marie_cyclo 1st is most stressful. Last the toughest as you are the most tired. Especially this year with all the mountains

     

    41.@PYB_Bike Where do you keep your favourite jerseys? #AskGeraintT

    41.@see75 I have a drawer in Cardiff full of jerseys I’ve won, world champs etc.

     

    42.@PYB_Bike @GeraintThomas86 What will be your main role during the Tour de France??? #askGeraintT

    42.@marie_cyclo hopefully helping Froomey further into mountain stages than before. Also in the first week.

     

    43.@PYB_Bike #AskGeraintT Will you ever get @SaraEls90 back on a tandem?!

    43.@see75 @SaraEls90 I very much doubt it! That’s because I don’t want to go through it again :) #torture

     

    44.@PYB_Bike @GeraintThomas86 Think you finish in the top 10 of the TDF?? It’s your dream?:) Because you are a great cyclist! :) #askGeraintT

    44.@marie_cyclo I doubt it with all the work we will be doing for Froomey. As long as he wins I’m happy!

     

    That’s all we have time for today! Huge thanks to @GeraintThomas86 and on behalf of everyone at #PYB all the best in the tour G #AskGeraintT

     

  5. Summer Fun Holiday Competition

    To celebrate the launch of our brand spanking new Instagram page protectyourbubble we are giving followers the chance to win  £300. Simply tweet or upload your best holiday photo with #PYBSUMMERFUN on Instagram or Twitter (@protectyrbubble) and follow us for your chance to win!

     

    Eligibility

    1. The promotion is open to residents of Great Britain (England, Scotland, Wales and Northern Ireland), Isle of Man and Channel Islands only, excluding employees of the Assurant Direct Limited (the “Promoter”) and their immediate families, agencies of the Promoter, and anyone else professionally connected with this promotion.

    2. This promotion is only open to individuals aged 18 years or over on date of promotion entry.

    3. The promotion begins at 00.00 on 6th July 2015 (Date email goes live) and closes at 11.59 on 30th September 2015 British Summer Time (BST). Any entry received after the closing date and time will not be valid. Proof of sending is not proof of receipt.

    4. Entrants must have access to the internet, an email address, Twitter or Instagram account

    5. Entry is free and no purchase is necessary to enter this promotion. A maximum of one entry per person is allowed and a maximum of one prize may be won per household.

    How to Enter

    5.To enter this promotion, you can: visit twitter.com/protectyrbubble , follow the Protect Your Bubble Twitter account from your Twitter account, and tweet @protectyrbubble with an image of your “summer  fun”  including hashtag #PYBSUMMERFUN; or follow instagram.com/protectyourbubble and post your “summer fun” images using hashtag #PYBSUMMERFUN

    6. Retweeting of any other post during the date range specified above that does not contain the hashtag does not count as an entry

    7. Entrants must continue to follow either the @protectyrbubble Twitter account or instagram.com/protectyourbubble Instragram account, whichever you submitted your entry by, following your entry into the promotion in order to continue to be regarded as eligible

    8. Entrants must not publish repeated Tweets

    9. Entrants must not attempt to enter the promotion using multiple accounts and entrants found to be doing so will be ineligible to participate in the promotion. It is the responsibility of entrants to ensure they comply with Twitter’s and Instagram’s rules regarding usage

    Entry is free and no purchase is necessary to enter this promotion. A maximum of one entry per person is allowed and a maximum of one prize may be won per household.

    The Prize

    10. There is one winner. The prize £300 cheque.

    11. Cost of shipping is included in the prize. Any redelivery requirements where a user has not been available to receive their delivery that requires an additional costs is the winner’s responsibility. The winners are responsible for all expenses not expressly stated in these terms and conditions as being included as part of the prize.

    12. The prize is not transferable, cannot be exchanged and has no cash value. It cannot be redeemed by the winner for cash or any other prize. The prize is awarded “as is” with no warranty or guarantee, either express or implied.

    Winner Selection and Notification

    13. The winner will be randomly selected on 2nd October 2015 by the Promoter from all of the valid entries submitted during the promotional period in accordance with these terms and conditions.

    14. The Promoter will contact the winner within one week of  xxth xxxs via private message on Twitter or Instagram. In all matters, the random selection made by the Promoter shall be final and no correspondence or discussion shall be entered into.

    15. The winner is required to respond to the private message notification within 7 days in order to claim the prize. Failure to do so will result in the prize being forfeited and another winner will be selected.

    16. The Promoter accepts no responsibility for failed delivery due to provision of incorrect contact details by entrants. Any prize that is returned undelivered will be assumed unwanted and the Promoter reserves the right to select an alternative winner to receive the prize using the same process referred to above in these terms and conditions.

    17. The Promoter reserves the right to ask for evidence of identity and address of the prize winner.

    18. By entering this promotion, entrants will be deemed to have accepted and agreed to be bound by these terms and conditions.

    19. Losing entries will not receive any notification.

    General

    20. The twitter handle or Instagram name, full name and county of residence of the prize winner will be available upon request by sending a stamped self-addressed envelope to; Helmet Hair Competition, Protect Your Bubble, Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN after 22nd November 2015

    21. In the event of unforeseen circumstances the Promoter reserves the right to provide alternative prizes of equal or greater value.

    22. By entering, entrants and winners (as applicable) grant Promoter, and their licensees, successors and assigns, the assignable, perpetual, worldwide, fully-paid, irrevocable, non-exclusive license to publish, reproduce, prepare derivative works of, distribute, display, exhibit, transmit, broadcast, televise, digitize, otherwise use, and permit others to use their entry for this Promotion, including the names and likenesses of any persons embodied therein, in any manner, form, or format now or hereinafter created, including on the Internet, and on Promoter social media sites, and for any purpose, including, but not limited to, advertising or promotion of Promoter, all without further consent from or notice or payment to entrant or winner(s). Promoter is under no obligation to make use of the rights granted herein.

    23. The Promoter and its agents will only use personal information supplied by entrants to this promotion for the purposes of administering this promotion, unless consent is received to use such information for any other purpose. All personal data shared by the entrants will be collected in accordance with Promoter’s privacy policy available at http://uk.protectyourbubble.com/legal-privacy/privacy-policy.html

    24. Nothing in these terms shall exclude the liability of the Promoter for death, personal injury, fraud or fraudulent misrepresentation as a result of its negligence or any other liability which may not be excluded by law. The Promoter excludes all other liability to the extent permitted by law and in particular without limitation to the foregoing, the Promoter shall not be liable for any indirect, special or consequential loss nor for loss arising out of matters outside of its control nor for entries lost, delayed or undelivered, nor any liability for technical errors or communication failures in networks and/or internet access.

    25. By participating, each entrant agrees to release, indemnify, discharge and hold harmless Promoter and Twitter, Inc., and each of their respective parents, affiliates, subsidiaries, and advertising and promotion agencies, and the respective officers, directors, shareholders, employees, agents and representatives of the forgoing (collectively, “Released Parties”) from any and all injuries, liability, losses

    and damages of any kind to persons, including death, or property resulting, in whole or in part, directly or indirectly, from entrant’s participation in the Promotion or any Promotion -related activity, the acceptance, possession, use or misuse of any prize and/or Promoter’s use of the rights granted herein.

    26. The Promoter reserves the right at any time to modify, discontinue (temporary or permanently) this promotion with or without prior notice due to reasons outside its control (including in the case of anticipated, suspected or actual fraud). The decision of the Promoter in all matters under its control is final and binding.

    27. This promotion is in no way sponsored, endorsed or administered by, or associated with Twitter or Instagram. You understand that you are providing your information to Promoter and not to Twitter or Instagram. Entrants to this promotion hereby release Twitter and Instagram from any claim or liability suffered in connection with this promotion

    28. This promotion and these terms and conditions will be governed by English law and any disputes will be subject to the exclusive jurisdiction of the courts of England and Wales.

    Promoter – Assurant Direct Limited trading as Protect Your Bubble, whose registered office is Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN and whose registered number is 5399683

Prices may change. Protect Your Bubble is a trading name of Assurant Direct Limited, a company registered in England and Wales (registration company number 5399683). Assurant Direct Limited is an Appointed Representative of Lifestyle Services Group Limited. Lifestyle Services Group Limited is authorised and regulated by the Financial Conduct Authority under registration number 315245. You can check this on the Financial Services Register at http://www.fca.org.uk/ or by calling 0800 111 6768.

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